Specialist Bridging Finance
Welcome to CBS Capital
Short-term property finance for purchases, refinances, auction deadlines, refurbishment projects and other time-sensitive transactions.
CBS helps property developers, investors and business owners identify bridging finance suited to the property, the purpose of the loan and the proposed exit strategy.
WHAT IS BRIDGING FINANCE?
Bridging finance is a short-term property-backed funding solution commonly used when a transaction needs to complete more quickly than a traditional mortgage or longer-term facility will allow.
The proposed exit is an important part of every bridging application. This may involve the sale of the property, refinancing onto a longer-term mortgage, repayment from another transaction or the completion of planned works.
Common Uses of Bridging Finance
• Time-sensitive property acquisitions.
• Breaking a property chain.
• Refinancing existing borrowing.
• Light or heavy refurbishment.
• Bridge-to-let transactions.
• Development exit finance.
• Commercial and semi-commercial property.
• Capital raising against an existing property.
• Second-charge lending where appropriate.
Information Required for an Initial Review
• Purchase price or current market value.
• Amount of finance required.
• Purpose of the loan.
• Details of existing borrowing.
• Proposed works, where applicable.
• Proposed repayment or exit strategy.
• Relevant property and business experience.
• Required completion date.
HOW CBS HELPS
We then identify suitable lender criteria, obtain indicative terms where possible and support the application through valuation, legal due diligence and completion.
DISCUSS A BRIDGING FINANCE REQUIREMENT
Send the CBS Funding Team a short summary of the property, the amount required, the proposed exit and the required completion date.
Contact Us
CBS Capital is an independent property finance advisory specialising in bridging finance and development finance throughout the UK.
CBS Capital is part of the CBS Real Estate Group. CBS is an intermediary, not a principal Lender. All finance is subject to lender approval, valuation, legal due diligence and satisfactory documentation. Terms and availability may vary.